Travel Insurance

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Each season, a handful of clients have to cancel their bike trips in France or Italy at the last minute due to unforeseen circumstances such as flight delays or cancellations, illness or injury. For this reason, DIGnGO highly recommends the purchase of travel insurance. Our choice is Mondial Assistance & Elvia Insurance.

 

DIGnGO adheres strictly to our cancellation policy and we highly recommend purchasing the supplemental coverage provided by Mondial Assistance. The policy has many other benefits, so please review the plan information carefully. To obtain more information or purchase the insurance contact us 1.888.883.7948.

 

 

INSURANCE COVERAGE:

 

Mondial Assistance insurance covers Insurance Benefits and Service Benefits.

 

* 10 000 CHF (Swiss Francs) on November 1st 2009 = 9,760 USD

 

 

 

INSURANCE BENEFITS

 

Cancellation Costs CHF 10,000*

Private Medical CHF 1,000,000

Assistance Unlimited

Auto assistance Breakdown

Unlimited

Repeat Trip CHF 10,000

Air accident CHF 100,000

Legal Protection Europe
World
CHF 250,000
CHF 50,000

CDW 

CHF  10,000

Travel Baggage CHF 2,000

 

 

Cancellation Costs

Full payment of costs before departure for:

 

Illness, accident, death or pregnancy.

 

Severe material damage to property at home.

 

Delay and failure of the means of transport for the outward journey.

 

Dangers the destination of travel

 

Strikes and natural catastrophes.

 

Unemployment of re-assumption of employment.

Assistance (Incl. Air Ambulance)

Organisation and payment to an unlimited amount for:

 

Transfer to the nearest suitable hospital.

 

Repatriation to a hospital of place of residence, with or without medical care.

 

Repatriation of body in the event of death.

 

Return travel caused by cancellation of trip by fellow traveller or family member.

 

Return travel caused by illness, accident or death of a closely-connected person at home.

 

Return travel caused by unrest, natural catastrophes or strikes.

 

Search and rescue costs.

 

Consequences of document theft.

 

Reimbursement of the unused part of the trip.

 

Re-booking and any costs liable in the event of flight delays.

Repeat Trip

Payment up to agreed sum insured for sick or injured people. This provides the option of making up for the trip at a later date.

Legal Protection

In the event of a dispute the Legal Protection insurance will pay the costs of lawyer, and defence costs, up to a maximum of CHF 250,000 in Europe, or up to a maximum of CHF 50,000 world-wide for:

 

Accidents

 

Traffic accidents

 

Criminal and administrative proceedings

 

Contractual disputes

Travel Baggage

Compensation for personal items taken on a trip with the traveller, in the event of:

 

Theft, robbery or damage during the trip.

 

Loss during transport by a public transport company.

 

Delayed delivery.

Private Medical

Private medical is an important supplement that pays the costs incurred outside Switzerland for doctors, hospital and medication in a private ward, where these costs are not covered by health or accident insurance schemes, up to a max of CHF 1,000,000 (only for people up to the age of 80).

Auto Assistance (Incl. Breakdown Services)

Organisation and payment of:

 

Towing costs in the event of a breakdown or accident.

 

Overnight accommodation costs.

 

Costs of travel home in the event of accident or major breakdowns.

 

Hire of vehicle for return travel.

Air accident

Capital lump sum payment of CHF 100,000 in the event of death or disability following air accidents.

CDW (Excess for Collision Damage Waiver on Hired Vehicle)
Payment of the excess imposed on hired vehicle in the event of damage or theft, up to a maximum of CHF 10,000.

 

 

 

 

SERVICE BENEFITS

 

Travel Hotline

Mobile phone barring service

Credit and customer card barring service

Home Care

Callyandi-translation service

 

 

 

 

 

Insurance Cost: 6 % of the package price

 



USEFUL DETAILS:

 

 

Insured period: 92 days

 

Scope: World-wide

 

The insurance must be finalized within 8 days after issue of final confirmation of booking.

 

For people who live abroad, but have booked their trip in Switzerland, or for people who live in Switzerland.

 

Excess in the event of events of theft or robbery CHF 200 of travel baggage.

 

 

 

* This document contains highlights of the plan. A complete description of the terms, conditions and exclusions of this plan can be viewed here.